The .gov means its official. Additionally, 25% of the disposable earnings from the commission payment may be garnished, or $450 ($1,800 25% = $450). That fact is reported to all three major credit bureaus. Treasury must promote strong demand for its securities from a diverse group of investors while making debt issuance decisions that appropriately balance risks and interest costs. It's crucial that you pay your federal and private student loans on time to avoid going into default.